Available only to self-employed individuals and small businesses for commercial purposes — not a consumer product and not offered for personal, family or household use. A merchant cash advance is not a loan: it is the purchase of a portion of your future receivables under a Revenue Purchase Agreement, so what you remit is a fixed cost rather than interest and is never expressed as an annual percentage rate. Where FundBrief acts as a connection provider it is not a party to the final Revenue Purchase Agreement executed between you and a third-party purchaser, and it disclaims liability arising from those third-party agreements. Meeting our stated minimums does not guarantee an offer, and checking your options does not affect your credit score. FundBrief never asks you to pay a fee in advance in exchange for a promise of funding. Products are not available in all states and are not offered in California or New York.